:root{
  --ink:#eef4ff;--muted:#9eb0c9;--bg:#07101d;--bg2:#0b1728;--panel:#101f34;
  --line:#243753;--sky:#86c7ff;--cyan:#8be8e5;--gold:#e8c778;--white:#fff;
  --shadow:0 24px 70px rgba(0,0,0,.28);--radius:22px;--max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:
radial-gradient(circle at 75% 0%,rgba(63,132,192,.16),transparent 30%),var(--bg);color:var(--ink);line-height:1.7}
a{color:var(--sky);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}
.wrap{width:min(var(--max),calc(100% - 36px));margin:auto}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:999;background:#fff;color:#000;padding:10px 14px;border-radius:8px}
header{position:sticky;top:0;z-index:100;background:rgba(7,16,29,.86);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.07)}
.nav{min-height:72px;display:flex;align-items:center;gap:26px}.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:900;font-size:1.16rem;letter-spacing:-.02em}
.mark{width:33px;height:33px;border:1px solid var(--sky);border-radius:50%;display:grid;place-items:center;box-shadow:inset 0 0 0 5px rgba(134,199,255,.07)}.mark:before{content:"◇";color:var(--gold)}
.navlinks{display:flex;align-items:center;gap:18px;margin-left:auto}.navlinks a{color:#dce8f7;text-decoration:none;font-size:.94rem}.navlinks a:hover{color:white}
.menu{display:none;margin-left:auto;background:none;border:1px solid var(--line);color:white;border-radius:10px;padding:8px 11px}
.hero{padding:82px 0 48px}.eyebrow{color:var(--cyan);font-size:.82rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase}
h1,h2,h3{line-height:1.12;letter-spacing:-.035em}h1{font-size:clamp(2.65rem,6vw,5.5rem);margin:.28em 0 .22em;max-width:920px}h2{font-size:clamp(1.8rem,3.2vw,3rem);margin:1.8em 0 .55em}h3{font-size:1.3rem;margin-top:1.7em}
.lede{font-size:clamp(1.1rem,2vw,1.35rem);color:#c5d3e5;max-width:790px}.hero-grid{display:grid;grid-template-columns:1.22fr .78fr;gap:40px;align-items:center}
.orbit{aspect-ratio:1;max-width:430px;margin:auto;border-radius:50%;border:1px solid #284866;position:relative;background:
radial-gradient(circle at center,rgba(134,199,255,.18) 0 15%,transparent 16%),
repeating-radial-gradient(circle at center,transparent 0 48px,rgba(134,199,255,.08) 49px 50px);
box-shadow:inset 0 0 80px rgba(72,150,220,.12),var(--shadow)}
.orbit:before,.orbit:after{content:"";position:absolute;inset:21%;border:1px solid rgba(232,199,120,.65);transform:rotate(45deg)}.orbit:after{transform:rotate(0deg);border-radius:50%;inset:34%}
.cta{display:inline-flex;align-items:center;justify-content:center;gap:9px;background:linear-gradient(135deg,var(--sky),var(--cyan));color:#04111c;font-weight:900;text-decoration:none;padding:13px 18px;border-radius:13px;border:0;box-shadow:0 10px 30px rgba(90,181,220,.18);cursor:pointer}
.cta:hover{filter:brightness(1.06);transform:translateY(-1px)}.cta.alt{background:transparent;color:white;border:1px solid var(--line);box-shadow:none}.cta.gold{background:linear-gradient(135deg,#f2df9a,#dcb25e)}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}.note,.disclosure{background:#0d1a2b;border:1px solid var(--line);padding:16px 18px;border-radius:14px;color:#bfd0e2;font-size:.92rem}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:linear-gradient(180deg,rgba(17,34,56,.95),rgba(12,26,44,.95));border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card h3{margin-top:.35em}.card p{color:#b9c8da}.kicker{color:var(--gold);font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;font-weight:800}
main article{max-width:840px}.article-grid{display:grid;grid-template-columns:minmax(0,840px) 280px;gap:52px;align-items:start}.toc{position:sticky;top:94px;background:#0c192a;border:1px solid var(--line);border-radius:16px;padding:18px}.toc b{display:block;margin-bottom:8px}.toc a{display:block;padding:6px 0;color:#abc0d8;text-decoration:none;font-size:.92rem}.toc a:hover{color:white}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:16px}.pros,.cons{padding:20px;border-radius:16px;border:1px solid var(--line);background:#0c192a}.pros h3,.cons h3{margin-top:0}
table{width:100%;border-collapse:collapse;margin:22px 0;background:#0c192a;border-radius:14px;overflow:hidden}th,td{text-align:left;border-bottom:1px solid var(--line);padding:13px;vertical-align:top}th{color:#fff;background:#11223a}
.money{margin:34px 0;padding:24px;border:1px solid #31597e;border-radius:20px;background:linear-gradient(135deg,rgba(48,106,155,.19),rgba(21,47,76,.55))}.money h3{margin-top:0}.money small{display:block;color:#aebfd2;margin-top:10px}
.breadcrumbs{font-size:.88rem;color:#8196ae;padding-top:24px}.breadcrumbs a{color:#9db5cf;text-decoration:none}
.badges{display:flex;gap:8px;flex-wrap:wrap;margin:16px 0}.badge{border:1px solid var(--line);border-radius:999px;padding:6px 10px;color:#b8c8db;font-size:.8rem}
footer{margin-top:86px;border-top:1px solid var(--line);padding:42px 0 60px;color:#91a4ba}.foot{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:28px}.foot a{color:#b3c4d7}.foot p{max-width:520px}
.popup-backdrop{position:fixed;inset:0;background:rgba(0,0,0,.68);display:none;align-items:center;justify-content:center;padding:18px;z-index:500}.popup{max-width:520px;background:#0d1b2e;border:1px solid #315777;border-radius:24px;padding:28px;box-shadow:0 30px 100px rgba(0,0,0,.5);position:relative}.popup h2{margin:.2em 0 .45em;font-size:2rem}.close{position:absolute;right:14px;top:12px;border:0;background:transparent;color:#fff;font-size:1.6rem;cursor:pointer}.popup p{color:#bdcce0}.popup-backdrop.show{display:flex}
section.band{padding:32px 0 70px}.related{margin-top:50px;border-top:1px solid var(--line);padding-top:28px}.related ul{padding-left:20px}.source-note{font-size:.88rem;color:#8fa4bd}
@media(max-width:900px){.hero-grid,.article-grid{grid-template-columns:1fr}.orbit{max-width:330px}.toc{position:static}.grid{grid-template-columns:1fr 1fr}.navlinks{display:none;position:absolute;left:18px;right:18px;top:66px;flex-direction:column;align-items:stretch;background:#0d1a2b;border:1px solid var(--line);padding:16px;border-radius:15px}.navlinks.open{display:flex}.menu{display:block}.foot{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.grid,.proscons,.foot{grid-template-columns:1fr}h1{font-size:2.55rem}.hero{padding-top:52px}.wrap{width:min(100% - 24px,var(--max))}.card{padding:20px}.popup{padding:24px 20px}.nav{min-height:64px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}